1. Acceptance of Terms

By accessing or using Coin Learnity, you acknowledge and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Services.

You may be required to accept these Terms through an affirmative action, such as clicking “I Agree” or creating an account.

2. Eligibility

You must be at least 18 years old to use Coin Learnity. If you are under 18, you may only use our Services with the consent and supervision of a parent or legal guardian.

3. User Accounts

To access certain features of Coin Learnity, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately if you suspect any unauthorized access to your account.

4. User Content

When using Coin Learnity, you may submit content such as feedback, comments, or other material (“User Content”). You retain ownership of your User Content, but by submitting it to Coin Learnity, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable license to use, modify, adapt, publish, distribute, and display your content in connection with the Services.

You represent and warrant that you own or have the necessary rights to grant us the above license. You agree not to submit content that violates any third-party rights or legal obligations.

5. User Conduct

By using Coin Learnity, you agree not to:

• Post or transmit any material that is offensive, defamatory, discriminatory, or illegal.
• Harass, threaten, or intimidate others.
• Impersonate any person or entity.
• Upload viruses, malware, or harmful content.
• Attempt to gain unauthorized access to our servers, systems, or networks.

Failure to comply with these terms may result in account suspension or termination.

6. Intellectual Property

Coin Learnity owns all intellectual property rights related to our website, services, and content, including but not limited to text, graphics, logos, images, and software. You may not use, copy, or distribute any of our intellectual property without prior written consent, except as expressly permitted by these Terms.

7. Privacy and Data Collection

Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and protect your personal data. By using our Services, you consent to the collection and use of your data as outlined in the Privacy Policy.

8. Disclaimer of Warranties

Coin Learnity provides educational content and services for informational purposes only. We do not offer financial, legal, or tax advice, and we make no guarantees regarding the accuracy, completeness, or reliability of the information provided.

Your use of Coin Learnity is at your own risk. We make no warranties, express or implied, regarding the services and content provided.

9. Limitation of Liability

To the fullest extent permitted by law, Coin Learnity, its affiliates, employees, and agents are not liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the website or services, even if we were advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Coin Learnity, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of:

• Your use of Coin Learnity.
• Your violation of these Terms.
• Your infringement of third-party rights.

11. Modification of Terms

Coin Learnity reserves the right to modify or update these Terms at any time. When we make significant changes, we will post the updated Terms on our website and notify you by email or through the platform. Your continued use of Coin Learnity after the changes take effect signifies your acceptance of the updated Terms.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of Nigeria. Any disputes arising from these Terms shall be resolved in the courts of Nigeria. Both parties agree to attempt to resolve disputes amicably before resorting to legal action.

13. Termination

Coin Learnity reserves the right to suspend or terminate your account and access to our Services at any time, without notice, if we believe you have violated these Terms or engaged in illegal or harmful activity.

14. Children’s Privacy

Coin Learnity is not intended for children under the age of 13. We do not knowingly collect or solicit personal information from children under 13. If we discover that we have inadvertently collected such information, we will take steps to delete it.

15. Contact Information

If you have any questions or concerns about these Terms of Service or the Services, please contact us at:

Email: coinlearnity@gmail.com

16. Miscellaneous

• Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect.
• Entire Agreement: These Terms constitute the entire agreement between you and Coin Learnity regarding your use of our Services.

By using Coin Learnity, you agree to abide by these Terms of Service and our Privacy Policy. If you do not agree to these Terms, you must immediately discontinue your use of our Services.